Legal Framework

Buying Cabo Property with Absolute Security

A clear, transactional roadmap for North American buyers. Master the Mexican bank trust system and secure your ocean-facing terrace with confidence.

100%

Fideicomiso protection

0

Hidden closing fees

Close-up of high-end parota wood shutters framing a view of the deep blue Sea of Cortez, warm golden-hour light casting soft shadows on travertine floors.
Close-up of high-end parota wood shutters framing a view of the deep blue Sea of Cortez, warm golden-hour light casting soft shadows on travertine floors.
The Fideicomiso

How the Bank Trust Protects You

Under Mexican law, foreign buyers acquire residential property within 50 kilometers of the coast through a secure, renewable bank trust. The bank holds the deed, while you retain all ownership rights, equity, and inheritance control.

This structure guarantees absolute legal protection, allowing you to buy, sell, or lease your Cabo Corridor villa exactly like a domestic owner.

The Roadmap

From Offer to Registered Deed

01
02
03

Offer & Escrow

Trust Setup

Notary Closing

We draft a bilingual purchase agreement and secure your deposit in a US-based escrow account.

We coordinate with the trustee bank to establish or transfer your secure fideicomiso.

The official notary public verifies deed history, calculates local tax structures, and registers your title.

Clear Answers

Frequently Asked Questions

What are the typical closing costs?

Is a swimmable beach nearby?

Many of Cabo's premium residential zones offer direct access to swimmable coves. We guide you toward neighborhoods that match your lifestyle needs.

Closing costs generally run between 4% and 6% of the purchase price. This includes the notary fee, transfer tax, trust setup fees, and registration.

Do I need a Mexican lawyer?

Can I inherit the property?

While the notary public is the official legal authority who registers the deed, we always recommend independent legal counsel to review contracts.

Yes. The fideicomiso allows you to designate substitute beneficiaries directly in the trust agreement, bypassing probate in both Mexico and your home country.

Have a specific question about local tax structures or bank trust transfers?